Expend cards are issued by Prepaid Financial Services Limited (PFS), which is authorised and regulated by the Financial Conduct Authority (FCA) in the UK. Cardholder funds are held at Barclays Bank and, as safeguarded by law, are completely segregated from PFS’s own funds. Even in the event of PFS becoming insolvent, creditors cannot claim cardholder funds. Your funds are therefore protected against any such claims and will be returned to you. Funds held at Barclays are protected in adherence with the Financial Services Compensation Scheme (www.fscs.org.uk).

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